A wallet where your money stays with you.

What is NUQD?

A wallet on your phone to keep, send and receive money. The difference: the rules are clear before you pay, and the money does not pass through anyone in the middle.

• 1

  Your money stays with you

  It sits in the wallet on your phone, not in an account at a company. NUQD does not hold it and cannot move it for you.

• 2

  Know everything before you pay

  Before any payment you see, in plain words: who gets the money, when, what it costs, and what happens if the deal falls through.

• 3

  Arabic from the first step

  Made for anyone in the Arab world, even someone who has never used a digital wallet.

What we are building

Everyday services on top of the same wallet. All are being built and tested. When something is ready to try, we will say so on our Instagram account.

• In progress

  Guaranteed payment

  When you deal with someone you don't know

  Agreed a job with a designer, developer or seller? You set the amount aside, and it is released to them only when you receive the work. If they miss the date, the money comes back to you. If they deliver and you don't reply within the agreed time, they get paid.

• In progress

  Cash on delivery, without the cash

  For shops that sell on Instagram and WhatsApp

  The customer pays when ordering and the amount is held. The shop knows the order is paid before it ships, and the money reaches the shop when the customer receives it. No cash with the courier.

• In progress

  Get paid from abroad

  When your client is in another country

  Send your client a link, they pay through it, and the amount lands in your wallet in dollars. No middleman platform between you.

• In progress

  Family fund

  For a goal the family shares

  One fund for the family: everyone puts in their share for a goal you agree on, like school fees, a wedding or medical care. Everyone sees what has gone in, and money leaves only with the approval of the people you choose.

• In progress

  The jam'iya (savings circle)

  The one you know, except nobody holds the money

  Each month the turn is paid to its owner automatically, and everyone can see who has paid and who is late. It works even when members live in different countries.

To be clear

Where we are today, what we do and what we don't.

• NUQD is under testing.It has not launched and has no app in any app store.
• NUQD is not a bank.The wallet keeps digital money on your phone, like a digital dollar. It is not a bank account.
• We sell nothing and promise no profits.We do not collect money from the public for any reason.
• If someone contacts you in NUQD's nameand asks you to send them money or share your secret codes, it is not us. Always check our official account.

Contact